Broker Check

Our office will reopen on Monday, July 6, 2020. Please follow the guidelines below:

For your safety, and to follow the updated regulations, our office procedures have temporarily changed and will include the following:

  1. Our office will be closed to walk-in visits. As much as we love visiting with you, for our safety and yours, please do not just drop in. Appointments are necessary to ensure our safety. Once you arrive for your appointment, wait in your car, and call us 845-618-1700. We will either come out and get you if you would like to come in or we can conduct business car side if you are concerned.
  2. The guidelines for social distancing and wearing masks in businesses continue. Masks must be worn when entering and leaving the office. If you do not have one, let us know and we will bring you one.
  3. If you are here to sign a document and do not feel comfortable using one of our single use pens, it is okay to bring your own.
  4. Please cancel your scheduled appointment if you are feeling sick or if you have reason to believe you have recently been exposed to someone who you suspect or is confirmed to have the COVID-19 virus. All our business can be conducted in other non-physical ways and we will do our best to accommodate your needs after a 14-day self-quarantine.
  5. Upon entering and leaving our office, please observe social distancing and try to maintain 6 feet between you and other people in the vestibule.
  6. Although the restroom is for public use, we would advise you to use it with caution. It is a shared/public restroom and we CANNOT guarantee its consistent disinfection and cleanliness. Our best advice is to only use it in an emergency.
  7. We will be continuously cleaning and disinfecting our office, which includes doorknobs, arms chairs, furniture, and surfaces easily touched by others.

We are greatly appreciative of your patience and understanding as we navigated through a tax season where we worked remotely and now, during this time of transition into what has become our new (and hopefully temporary) normal.

Above all else, we want to see you and your families well and thriving. We will do our part to keep you safe, please do yours.

                                                                                        - Steve, Della & Danielle

At SEP Financial Services, we believe in you.

We have the client in mind.

Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation.

From managing debt and taxes to saving for college, to navigating retirement, these personal financial challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your goals.

We believe in thinking “out of the box” and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment, and efforts are focused on you, the client, and your satisfaction.

Investment, Financial Planning and Insurance Services are offered by Stephen E. Plain and Della Lounsbery through their affiliation with Avantax Wealth Management.

 

Trust. The first step on your path to financial wellness.

You and your partner have worked really-hard and made many sacrifices along the way.

Finally, you have a little nest egg and you want to see it grow...

Problem is, there are a million options out there and you have no idea where to start or most importantly, who to trust?

Choosing a Financial Advisor you not only trust, but who really listens to your ideas and believes in your goals is key in laying the foundation for a long-lasting relationship. At SEP Financial Services, you will find that Steve and Della listen to you (and your partner). They care about your relationship with one another…and with your money. They will help you explore your individual and collective financial strengths and weaknesses and learn more about, what keeps you both up at night?

Understanding the true picture of you will assist them in identifying your goals (i.e. paying off debt, purchasing a home, retirement or education saving, insurance needs, etc.) and creating a plan toward achieving them 

Money, just like marriage is a sensitive topic to navigate. Couples tend to bring their own thoughts and ideas about money into a marriage and often-times, find that they may not be on the same page in terms of spending and saving.

A solid financial plan can help set you on the path toward finding financial wellness and reducing relationship stress.

<strong>Your goals are our goals.</strong>

Your goals are our goals.

At SEP Financial Services, we work together, hand in hand, with all your goals and dreams firmly in mind. We get to know you, your spouse, and your family. We like to put faces with the names. So many of our clients are with us for many years, over generations. It is a pleasure to see them through the important milestones of life, education planning, home ownership, wealth management, weddings, grandchildren, travel and retirement...

We love seeing our clients and friends reach their financial goals, whether it's living comfortably in retirement or buying their dream home! Nothing is more satisfying than to know, we assisted them in laying the ground work for achieving their personal financial success!

Learn more
Tax Reduction Strategies

Tax Reduction Strategies

Tax strategies are best left to those who are trained to understand them! Having someone help you navigate the codes and laws can make you a more tax proficient investor and be helpful in managing the impact taxes have on your finances.

Learn more
Smart Investing

Smart Investing

Investing is a science of principles and strategies that incorporate your risk tolerance, time horizon, and goals to make your money work for you. Having someone to help you gauge your tolerance, asses your time horizon and identify your short and long-term goals can keep you focused and nonreactive to market changes.

Learn more
Retirement

Retirement

Will the money you save today be enough to take you through tomorrow? We can help you determine at what age you will be (financially) ready to retire, calculate how much money you will need to maintain your current lifestyle and discuss what income sources will fund your retirement. We will help you prioritize how best to spend the money you have worked so long and hard to save. 

Learn more
Estate Planning

Estate Planning


Having a clear estate management strategy will directly affect how your wealth is distributed upon your demise. A well thought out plan can help your loved ones by providing them direction during a very difficult time.


Learn more

Lifestyle 

You work hard and want to live a happy life doing the things you love. Paying for those things can be difficult at times. Reviewing your finances and gaining an understanding of what is important to you can help us help you make smart choices that will lead you toward the lifestyle you’ve envisioned. Today’s smart choices can lead to a financially healthier tomorrow.

Learn more

Education Planning

As college costs continue to spiral upward, the issue of education planning has become increasingly important. Paying for education is especially stressful when you are not sure where the money will come from. Our college financial planning service is designed to assist families in understanding education savings options, applying for Financial Aid, navigating forms and deadlines and presenting you and your student with all the education options available.
Learn more

Money

Having a financial plan in place can be monumental in helping you save smartly and spend efficiently. Assisting you in finding the right balance and showing you how to make your money work for you is where we come in.

Learn more

Insurance

Insurance policies are useful financial strategies to reduce the financial consequences brought on by inevitable life events. Preparing today can help protect your family should an unforeseen event occur. A sound strategy may include liability, long-term care and life insurance.
Learn more

Have a question or two? Fill out the form below to contact us for a FREE/No obligation appointment or text us at 845-273-8805

Thank you!
Oops!